SoftBank-backed Zopa has raised a $93M funding round to offer loans and digital banking services.  The company has now surpassed a $1B valuation. Zopa is a fintech company that offers peer-to-peer loans with low rates, flexible terms, and no early repayment fees. Zopa has $3.7B in deposits in its savings business and has approved $9.9B in loans so far. The company has around 850,000 customers. IAG SilverStripe, Uprising, and Augmentum participated in the funding round. Zopa is based in London, U.K. Since its inception in 2005, the company has raised nearly $900M.